Pairing FNB's Homeownership Plus with the Community Uplift Program offers an affordable mortgage solution designed to make homeownership more accessible by providing financial support, such as closing cost assistance and eliminating mortgage insurance.
See how FNB's Homeownership Plus, paired with the Community Uplift Program, can help put homeownership within reach and pave the way for building generational wealth.
100% financing available up to $806,500 with credit scores from 620 considered
Up to $5,000 in closing cost assistance2,3
No mortgage insurance requirement
$15,000 in down payment assistance
1 - Qualifying transactions must be for purchase and/or rehabilitation of a single family, Planned Unit Development (PUD) or condominium primary residence. Homeownership counseling is required for First Time Home-Buyers by a government approved agency. A written certification of completion must be provided. The property must be located in a MMCT (Majority Minority Census Tract) and within the Winston-Salem, Charlotte, Greensboro, Durham, and Raleigh, NC MSAs, as well as Baltimore-Towson, MD, Cleveland, OH and Pittsburgh, PA MSAs. Loans greater than $500,000 require 2 months of payment reserves. Other terms and conditions may apply. See an FNB Mortgage Loan Officer for complete details. All loans are subject to credit and property approval. This is not a commitment to lend.
2 - All loan products are subject to underwriting/credit approval.
3 - FNB is an Equal Housing Lender; NMLS #766529.
4 - Any personal information you submit on this webpage will be used solely for the purpose of communicating with you regarding the Homeownership Plus product and the Community Uplift Program. This information will not be shared, sold or used for any other purposes. By submitting your personal information, you consent to its use strictly for this purpose.
