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Start Saving with FNB

Earn $200 when you sign up for a new savings account!*

Saving has never been easier! Securely apply for a new savings account with our eStore® Common Application and earn a $200 account balance reward.*

After you've chosen the perfect savings account, you can add that product to your shopping cart by clicking Add to Cart. Then, in My Cart, simply click Checkout to apply for your new savings account in just a few minutes.

From April 1, 2025, to January 3, 2026, take advantage of our exciting promotional offer and earn $200! Review details and important disclosures to learn more.

  • Open a new personal savings account (FirstRate Savings or FirstRate Money Market) and deposit $5,000+ new-to-bank money at account opening;
  • Maintain this $5,000+ balance for six full calendar months (the promotional period) after account opening;
  • The account must be open and in good standing at the end of the promotional period;
  • Offer available for current FNB customers only.

Choose your savings account:

FirstRate Savings

FirstRate Savings

The more you save, the more you earn. FirstRate Savings offers a tiered interest rate and immediate access to your funds. Whether you're saving for a future purchase or simply wish to have money set aside for unanticipated expenses, go FirstRate. It is an ideal solution.

Learn More

FirstRate Money Market

FirstRate Money Market

You want an account where your money can grow, but you also need to write an occasional check. No problem! With a FirstRate Money Market Account, your interest rate grows with your balance. Take advantage of the tiered interest rate structure to earn more interest with a higher balance, with interest compounded monthly. Simple and easy!

Learn More
Notices & Disclosures

*This promotional offer is limited to current customers of First National Bank (FNB) who are residents of Pennsylvania, West Virginia, Ohio, North Carolina, South Carolina, Washington D.C., Virginia, or Maryland and do not have a consumer savings account with FNB. Offer may be redeemed at fnb-online.com. A $50 minimum deposit is required when opening a savings account online. Offer valid for new personal savings accounts opened April 1, 2025, to January 3, 2026.

Promotional offer consists of a $200 account balance reward, subject to the eligibility criteria and conditions set forth below. Eligible customers may not receive the $200 reward if all reward conditions are not satisfied.

To receive the $200 account balance reward, the following conditions must be satisfied: 1) Open a new personal savings account (FirstRate Savings or FirstRate Money Market) and deposit $5,000 new-to-bank money at account opening; and 2) Maintain this $5,000 balance for six full calendar months (the promotional period) after account opening, and 3) The account must be open and in good standing at the end of the promotional period. Your $200 reward will be credited to the account within 15 business days following the promotional period, which begins on the first day of the month following the account opening date. (For example, if the account was opened in January, the promotional period would begin on February 1.) New-to-bank money is defined as money not already held in an existing FNB account. Proceeds from FNB loans do not qualify as new money.

Offer is non-transferable and subject to change without prior notice. Offer may be terminated or extended based on response. Offer does not apply to multiple savings accounts, existing FNB savings accounts, or accounts converting to another personal savings account. Savings account rewards are limited to one per household per calendar year. FNB employees and/or members of their household are not eligible for this promotion. FNB may offer multiple promotions at one time. Even if you meet the requirements for multiple promotional offers, you are only eligible for and will receive one promotional reward offer. Some savings accounts accrue interest based on balance. Please visit fnb-online.com or your local branch for current rates. Fees could reduce the earnings on the account. See the Consumer Fee Schedule, which is available at any FNB branch, for further information on fees applicable to this account. To the extent required by law, FNB will report the value of this reward to the IRS on Form 1099 MISC. Any applicable taxes are the responsibility of the account holder. In the event we determine that your account does not meet the eligibility criteria, that the activity in your account does not qualify to meet the required conditions, is not in good faith or otherwise undermines the spirit or intent of the promotion, we will not be obligated to credit your account with the reward payout. FNB may determine at its sole discretion not to pay a promotional offer reward for an account that appears to be opened for the primary purpose of receiving the reward payout and not for any other genuine banking purpose(s).

PROMO CODE: SAV2002504

Offer Ends: January 3, 2026
Offer available at fnb-online.com.

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