F.N.B. Corporation Increases Common Dividend

PRESS RELEASE

August 15, 2007 - HERMITAGE, PA

F.N.B. Corporation (NYSE: FNB), a diversified financial services company, today announced that its Board of Directors increased the Corporations quarterly cash dividend on its common stock by 2.1%, as compared to the prior quarter, to 24 cents per share for the third quarter of 2007. The dividend is payable on September 15, 2007, to shareholders of record as of the close of business on September 1, 2007.

Stephen J. Gurgovits, President and CEO, commented, "The Board is pleased to be able to provide shareholders an increase in the quarterly cash dividend. The increase in the cash dividend reflects the Board's confidence in the outlook for the Corporations earnings and capital position. This puts us on track to make 2007 the 35th consecutive calendar year of growth in our cash dividend. As we detailed in our earnings release for the second quarter of 2007, our solid credit quality and diverse sources of revenue have provided us a strong level of earnings. Coupled with our low risk-profile, we believe our above average dividend yield continues to make us an attractive investment opportunity."

About F.N.B. Corporation

F.N.B. Corporation, headquartered in Hermitage, PA, is a diversified financial services company with total assets of $6.1 billion at June 30, 2007. F.N.B. is a leading provider of commercial and retail banking, wealth management, insurance and consumer finance services in Pennsylvania and Ohio, where it owns and operates First National Bank of Pennsylvania, First National Trust Company, First National Investment Services Company, LLC, F.N.B. Investment Advisors, Inc., First National Insurance Agency, LLC, F.N.B. Capital Corporation, LLC, and Regency Finance Company. It also operates consumer finance offices in Tennessee and loan production offices in Tennessee and Florida.

Mergent Inc., a leading provider of business and financial information about publicly traded companies, has recognized F.N.B. Corporation as a Dividend Achiever. This annual recognition is based on the Corporations outstanding record of increased dividend performance. The Corporation has consistently increased dividend payments for 34 consecutive years.

The common stock of F.N.B. Corporation trades on the New York Stock Exchange under the symbol FNB. Investor information is available on F.N.B. Corporations Web site at www.fnbcorporation.com.

Forward-looking Statements

This press release of F.N.B. Corporation (F.N.B.) and the reports it files with the Securities and Exchange Commission often contain forward-looking statements, which are based on current expectations, estimates, forecasts and projections about F.N.B., as well as F.N.B. managements assumptions and beliefs relating to present or future trends or factors affecting the future performance of F.N.B. and the banking and financial services industry. Since forward-looking statements relate to future developments, results and events, they involve certain risks and uncertainties, and actual future results may differ materially from historical performance or those expressed in or implied by this presentation as a result of future decisions by F.N.B. or by other factors and developments beyond F.N.B.s control, including but not limited to: (1) a significant increase in competitive pressures among financial institutions; (2) changes in the interest rate environment that may reduce interest margins; (3) changes in prepayment speeds, loan sale volumes, charge-offs and loan loss provisions; (4) less favorable than expected general economic conditions; (5) legislative or regulatory changes that may adversely affect the businesses in which F.N.B. is engaged; (6) technological issues which may adversely affect F.N.B.s financial operations or customers; (7) changes in the securities markets; or (8) risk factors mentioned in F.N.B.s filings with the Securities and Exchange Commission. F.N.B. undertakes no obligation to update these forward-looking statements or to reflect events or circumstances after the date of this release.

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Analyst/Institutional Investor Contact:
Bartley Parker, CFA 203-682-8250
bartley.parker@icrinc.com

Media Contact:
Kathryn Lima 724-981-4318
724-301-6984 (cell)