Flexible, on-demand access to funds.
A line of credit from FNB provides you with a set spending limit you can use as you need it. It's a great way to manage unanticipated expenses and emergencies. Use all or portions of the total credit limit and then pay interest only on what you borrow.
An Unsecured Line of Credit is a variable rate credit product that provides access to funds when you need them. As you repay your outstanding balance, the amount of available credit is replenished and made available for future use. You do not need to use your home or other personal assets as collateral. An Unsecured Line of Credit provides peace of mind because you’ll always have immediate access to funds as needed.†
A Secured Line of Credit from FNB provides a reusable source of financing to help meet your financial objectives. You can utilize all or a portion of the total credit limit as you need it, and only pay interest on the amount you use. By pledging personal assets like balances from a savings account or certificate of deposit as a guarantee for repayment of the loan, we can often offer lower rates of interest or higher limits than with other forms of borrowing.†
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