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Home Equity Bridge Installment Loan

The bridge to your new Home

A Bridge Loan is a temporary, short-term financing option created to help home buyers secure funding and allow for transition time when selling their current home and purchasing another. Essentially, this loan allows you to bridge the gap by providing you the financing for a down payment on your new home.

To Start an Application or Talk to an Expert:

    • Bag with Dollar Sign

      Loan amounts from $25,000-$150,000

    • House percent icon

      Borrow up to 75% of the value of your home2

    • Lock

      Fixed, affordable interest rate

  • Sometimes You Can't Wait:

    Whether it's finding the perfect house out of the blue or an unexpected job change that requires a move, with a Home Equity Bridge Installment Loan from FNB1, you can leverage the equity in your existing home to buy your new home.

    Key Features:

    • Borrow up to 75% of your home's value less the amount you owe on your home2
    • Loan amounts from $25,000 - $150,000
    • Monthly interest-only payments with a final balloon payment3

    Things to Consider:

    • Origination and processing fees apply
    • All Home Equity Bridge Loans require you to have an attorney present at loan closing

  • Qualifying for a Home Equity Bridge Installment Loan:

    In order to qualify for a Home Equity Bridge Installment Loan, you first need to have equity in your home. This means that the value of your home must be greater than the amount you owe on your home. This difference in the amount your home is worth and how much you owe is called equity. Typically, you can borrow up to 75 percent of your home's value less the amount you owe on your home. Other factors such as credit score, employment history, monthly debt payments and income are also considered.

    The Borrowing Process:

    Our objective is to make the borrowing process simple and straightforward. To apply for a Home Equity Bridge Installment Loan, you will want to have the following information available for your branch visit:

    Required Identification:

    • A non-expired ID (driver’s license, state-issued ID, Military ID, passport, or Permanent Resident Card and visa)

    Getting Prepared:

    While you won't need this for your initial visit to start the application process, as we evaluate your application, we may ask you for additional pieces of information. You may be asked:

    • To verify your income
    • To provide bank statements
    • To provide tax documents

With any account, you also get the latest in digital technology:

Compare all accounts This comparison chart makes it easy to compare all our borrowing options.

Browse all

Compare all accounts This comparison chart makes it easy to compare all our borrowing options.

Compare all

Still not sure? Answer a few quick questions to help you find the right borrowing option.

Help me decide

Still not sure? Answer a few quick questions to help you find the right borrowing option.

Help me decide

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Notices & Disclosures
1 - FNB is an Equal Housing Lender; NMLS #766529.
2 - All loan products are subject to credit approval.
3 - Interest may be deductible; check with your tax advisor.

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