We offer a wide range of resources for people of all income levels — including mortgages that require little or no down payment — and we consider less-than-perfect credit. Recent enhancements to our offerings include an expanded closing cost assistance program, fully digital mortgage experience and no-overdraft-fee eStyle checking accounts.1
FNB Home Ownership or FNB Home Rehabilitation Program applicants may qualify for a Closing Cost Assistance Grant, available to borrowers who have low or moderate income or who are purchasing a home in a low- to moderate-income (LMI) community.
Want to find out if you are eligible? Call us or schedule an appointment now.
We’ve been helping our neighbors become homeowners for more than 150 years. As part of our ongoing commitment to the communities we serve, we have expanded our offerings to encourage homeownership and financial independence — especially in historically underserved communities.
Our FNB Home Ownership Program and Closing Cost Assistance grant provides the necessary assistance to help you get into that first home or buy the home you've always wanted.
Learn MoreFNB Home Ownership Plus promotes homeownership in predominantly minority communities with a simple and affordable financing solution.
Learn moreStrengthening our communities by supporting affordable homeownership. Learn more.
When you find the right home, but it needs a little work, the FNB Home Rehabilitation Program® and Closing Cost Assistance Grant can help you buy it and finance repairs.
Learn MoreA Federal Housing Administration (FHA) Fixed Rate Mortgage loan is designed to help first-time and experienced homebuyers by providing them with a lower down payment option. This is a great way to reduce barriers to homeownership.
Learn MoreBacked by the U.S. Department of Veterans Affairs (VA), the VA Home Loan offered through FNB is designed to help active-duty military personnel, veterans and certain other eligible homebuyers become homeowners at an affordable cost.
Learn MoreMany people think a U.S. Department of Agriculture (USDA) Home Loan is only for farmers or those living in a rural area, but that is far from the case. Around 97 percent of the land in the U.S. is eligible for this type of loan. USDA Home Loans help families to purchase homes in rural and suburban areas with significant benefits.
Learn MoreDesigned for low- to moderate-income borrowers, this program offers more options and credit flexibility.
Learn MoreHomeReady is ideal for first-time or repeat homebuyers that have low income and limited cash for a down payment. HomeReady offers innovative income flexibilities to help borrowers qualify for an affordable mortgage.
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