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Freestyle Checking

Simple is good. Freestyle Checking is simply outstanding.

Freestyle Checking gives you all the things you need – like a debit card, mobile and online banking, online statements and bill pay. And it’s free from all the things you don’t need – like monthly fees when you sign up for online statements or a minimum balance requirement. It’s everything you need to manage your money.

To Apply Now or Schedule an Appointment:

Banking just got easier – Apply for personal loans, checking and savings accounts all at one time with our eStore® Common App.

    • Check being written

      Unlimited check writing

    • Dollar Sign Crossed Out in Circle

      No minimum balance

    • No monthly fee icon

      No monthly service charge2

  • Benefits designed to fit your style.

    • No minimum balance requirement
    • No monthly fees when you sign up for free Online Statements2
    • Free Visa® debit card with free Apple Pay®, Samsung Pay® or Google Pay™
    • Surcharge-free cash access at more than 1,600 FNB ATMs
    • Unlimited check writing
    • Convenient and free deposits at FNB branches, ATMs or through Mobile Banking1
    • Fast and free Online Banking, Mobile Banking and Telephone Banking1
    • Overdraft coverage option

  • Your Initial Deposit

    $50 Minimum Opening Balance (Online); $0 Minimum Opening Balance (In-Branch)

    Required Identification

    • A non-expired ID (driver’s license, state-issued ID, Military ID, passport or Permanent Resident Card and visa)

    Optional Items

    • If you would like to order checks, you may do so during the application process. 
    • If you request a debit card when you open your account, it will be mailed to you within 5-7 business days. If you need your card sooner, you can pick one up immediately at your local FNB branch.

With any account, you also get the latest in digital technology:

Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

Browse all

Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

Compare all

Still not sure? Answer a few quick questions to help you find the right account.

Help me decide

Still not sure? Answer a few quick questions to help you find the right account.

Help me decide

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Notices & Disclosures

1 - Online Banking, Bill Pay, Mobile Banking and Telephone Banking are free to customers with an eligible account; however, there may be a fee for certain optional services. Mobile data and carrier fees may apply.
2 - There may be a fee for paper statements which you can avoid by signing up for electronic delivery of your monthly account statement.

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