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FirstRate Money Market

The more you save, the more you earn. A FirstRate Money Market Account makes saving simple and easy.

You want an account where your money can grow, but you also need to write an occasional check. No problem! With a FirstRate Money Market Account, your interest rate grows with your balance. Take advantage of the tiered interest rate structure to earn more interest with a higher balance, with interest compounded monthly. Simple and easy!

To Apply Now or Schedule an Appointment:

    • Graph with Arrow pointing upwards

      Interest rates increase with higher balances

    • No monthly fee icon

      No monthly service charge with an average daily balance of $5,000

    • Check being written

      Write checks from your account2

  • Preparing for the future takes earning power. And that's the strength of the FirstRate Money Market Account. You earn higher interest the more you save:

    • Couples the higher rate of a savings account with the flexibility to write checks2
    • With a tiered interest rate, earn more interest with a higher balance
    • Offers a variable interest rate; interest is compounded and paid monthly
    • Avoid the $10 monthly service charge with a $5,000 average daily balance
    • No minimum balance to open at an FNB branch
    • $50 minimum initial deposit to open account online

    Convenient Online Access:

    • Free paper and online statements
    • Free Visa® debit card with free Apple Pay®, Samsung Pay® or Google Pay™2
    • Convenient and free deposits at FNB branches, ATMs or through Mobile Banking1
    • Fast and free Online Banking, Mobile Banking and Telephone Banking1,2
    Interest Rates Please enter a Zip Code to view rates in your area.

  • Your Initial Deposit

    You’ll need a $50 Minimum Opening Balance (Online); $0 Minimum Opening Balance (In-Branch)

    Required Identification

    • A non-expired ID (driver’s license, state-issued ID, Military ID, passport, or Permanent Resident Card and visa)

    Optional Items:

    • If you would like to order checks, you may do so during the application process.
    • If you request a debit card when you open your account, it will be mailed to you within 5-7 business days. If you need your card sooner, you can pick one up immediately at your local FNB branch.

With any account, you also get the latest in digital technology:

Compare all of our accounts. This comparison chart makes it easy to compare all of our savings options.

Browse all

Compare all of our accounts. This comparison chart makes it easy to compare all of our savings options.

Compare all

Still not sure? Answer a few quick questions to help you find the right account.

Help me decide

Still not sure? Answer a few quick questions to help you find the right account.

Help me decide

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Notices & Disclosures
1 - Online Banking, Bill Pay, Mobile Banking and Telephone Banking are free to customers with an eligible account; however, there may be a fee for certain optional services. Mobile data and carrier fees may apply.
2 - No more than six (6) transfers and withdrawals, or a combination of such transfers and withdrawals, per statement cycle including transfers to another account of the depositor at the same institution or to a third party by means of preauthorized, telephone or automatic transfer, or by check, draft, debit card. Excess Transfer fee of $15.00 will be assessed for each transaction in excess of the prescribed limits. You can make unlimited deposits and withdrawals at a branch or ATM.

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