PA's low cost way to pay for college
A loan designed specifically for students seeking an undergraduate degree, certificate or diploma. This loan is meant for Pennsylvania residents attending an approved school in or out of PA or students from an approved state (DE, MD, NJ, NY, OH, VA and WV) attending an approved Pennsylvania school.
No fees
Low fixed interest rates
Multiple repayment options
Potential interest rate rewards
Through the PA Forward Student Loan Program, the PHEAA offers private student loan options to enable Pennsylvania students to pursue their higher education dreams and to make managing their loans easier and more convenient. You can even borrow up to 100% of the certified cost of attendance (e.g. tuition, fees, room, board, books, etc.).1
The PA Forward Student Loan Program is designed specifically for students who are enrolled or who plan to be enrolled in a degree, certificate or diploma granting program. These loans are meant for:
The PA Forward Student Loan Program does not require you to have a co-signer unless you have not met the age of majority based on the law of your state of residence or you do not meet the minimum credit requirements. However, you may benefit from a creditworthy co-signer. Having a co-signer may increase your chances that the loan will be approved and, perhaps, may get you a better interest rate.
PHEAA uses credit score, employment history, monthly debt payments and income among other factors when considering whether or not to approve your application. The PA Forward Student Loan Program does not require you to have a co-signer unless you have not met the age of majority based on the law of your state of residence or you do not meet the minimum credit requirements. However, you may benefit from a creditworthy co-signer. Having a co-signer may increase the likelihood that the loan will be approved and could potentially get you a better interest rate.
Our objective is to make the borrowing process simple and straightforward. To apply for a PHEAA Undergraduate Loan, you will want to have the following information available when you apply online:
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1 - FNB has partnered with PHEAA to provide you with competitive loan options.
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