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Fixed Rate Mortgage

An interest rate that remains the same for the life of your loan.

If you're looking for a monthly principal and interest payment that never changes, allows you to budget effectively, and guards against rising interest rates, you may want to consider a fixed rate mortgage.

To Start an Application or Talk to an Expert:

    • Percent Sign in Circle

      Affordable interest rates

    • Lock

      Set interest rate for the life of the loan

    • Calendar

      Fixed monthly principal and interest payment

  • For the Home of Your Dreams:

    A Fixed Rate Mortgage from FNB can help you attain the home of your dreams.1 Fixed rate mortgages are the most popular form of home loans in the U.S. largely due to the appeal of a consistent principal and interest payment amount over the life of the loan.2 As the name implies, a fixed rate mortgage loan is one where your interest rate remains the same for the duration of your loan.

    Key Features:

    • Set interest rate for the life of the loan
    • Fixed monthly principal and interest payment
    • Multiple repayment terms available
    • Affordable interest rate

    Key Benefits:

    • Interest rate doesn’t change over time
    • Interest may be tax deductible3

  • Applying for a Fixed Rate Mortgage:

    Whether you would like to get pre-approved or begin the application process, we have convenient ways for you to get started. You can begin by adding this product to your cart. During the checkout process, you can select the option to get started online or set up a time to meet with one of our experts.

    Getting Prepared

    It is helpful if you have the following documents with you during the application process:

    • Fully executed purchase agreement, if available
    • Most recent 30 days of pay stubs
    • Most recent two (2) months of bank statements
    • Prior two (2) years of your W2s
    • Prior two (2) years of tax returns
    • Current driver’s license or photo ID

With any account, you also get the latest in digital technology:

Products With You In Mind

FNB offers a full breadth of products and services for your needs.

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Notices & Disclosures

1 - FNB is an Equal Housing Lender; NMLS #766529.
2 - All loan products are subject to underwriting/credit approval.
3 - Interest may be deductible; check with your tax advisor.

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