Solutions for Physicians | First National Bank

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- Up to 100% financing available with no PMI
- For purchases, refinances or new construction
- Interns, fellows and residents can all apply
- Fixed and adjustable rate products available
A Program Tailored for Your Profession:

We understand the unique challenges and opportunities of serving in the medical field. That's why we developed specific mortgage solutions for physicians. Whether you're just starting out and managing the challenges presented by student loans, or you're in an established practice, we have mortgage solutions designed to meet your specific needs.

Qualifications Required:
- You must hold an M.D., D.O., D.D.S., D.V.M., D.M.D., D.P.M. or CRNA degree.
- Interns, fellows, or residents are also eligible.
Key Features:
- Up to 100% financing available
- No Private Mortgage Insurance (PMI) required
- Fixed rate mortgages with multiple repayment terms available
- Adjustable rate mortgages with multiple repayment terms available
- You can finance up to $1,250,000 with no down payment required (for purchases or refinancing).
- You can finance up to $2.0 million with a low down payment.
Key Benefits:
- Available for primary, secondary/vacation homes and new construction
- Single family dwellings, condos, and townhomes are eligible
Applying for a Physicians Mortgage:

Whether you would like to get pre-approved or begin the application process, we have convenient ways for you to get started. You can begin by adding this product to your cart. During the checkout process, you can set up time to meet with one of our experts.

Getting Prepared

It is helpful if you have the following documents with you during the application process:
- Fully executed purchase agreement, if available
- Most recent 30 days of pay stubs
- Most recent two (2) months of bank statements
- Prior two (2) years of your W2s
- Prior two (2) years of tax returns
- Current driver’s license or photo ID

With any account, you also get the latest in digital technology:

Products With You In Mind

FNB offers a full breadth of products and services for your needs.

Need help now? Call us or schedule an appointment.

Contact a Local Expert

Notices & Disclosures

All loan products are subject to underwriting/credit approval.
FNB is an Equal Housing Lender; NMLS #766529.