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FHA Mortgage

A great option to maximize your equity

If you need to borrow more against the value of your home and have less than perfect credit, an FHA mortgage option may be perfect for you.

To Start an Application or Talk to an Expert:

    • Percent Sign in Circle

      Set interest rate for the life of the loan

    • Lock

      Fixed monthly principal and interest payment

    • House money icon

      Maximize your equity

    • Guaranteed icon

      Less-than-perfect credit will be considered for approval

  • What is the FHA?

    The Federal Housing Administration (FHA) was founded in 1934 as a direct response to difficulties in the housing industry related to repayment terms, interest rates, mortgage affordability and unemployment. FHA loans are offered through FHA-approved lenders.

    Key Features:

    • Set interest rate for the life of the loan4
    • Borrow more against your home's value
    • Fixed monthly principal and interest payment
    • Flexible terms available
    • Less-than-perfect credit considered

    Key Benefits:

    • Interest rate doesn’t change over time.
    • Interest may be tax deductible.3

  • Applying for a FHA Fixed Rate Mortgage:

    Whether you would like to get pre-approved or begin the application process, we have convenient ways for you to get started. You can begin by adding this product to your cart. During the checkout process, you can select the option to get started online or set up a time to meet with one of our experts.

    Getting Prepared:

    It is helpful if you have the following documents with you during the application process:

    • Most recent 30 days of pay stubs
    • Most recent two (2) months of bank statements
    • Prior two (2) years of your W2s
    • Prior two (2) years of tax returns
    • Current driver’s license or photo ID

With any account, you also get the latest in digital technology:

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Notices & Disclosures
1 - All loan products are subject to underwriting/credit approval. 
2 - FNB is an Equal Housing Lender; NMLS #766529.
3 - Interest may be deductible; check with your tax advisor.
4 - Mortgage Insurance is required on all FHA loans. Costs and terms may vary. Please contact a Mortgage Banking Consultant for more information.

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