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CardGuard™

Control and protect your debit card anytime, anywhere: choose how much money can be spent and at what locations, receive real-time alert messages when your card is approved or denied, and turn your card “off” and “on” again if it is misplaced or stolen.

Manage Your FNB Debit Card from Online and Mobile Banking

With our enhanced CardGuard service, you have the convenience and peace of mind to manage your debit card through both Online and Mobile Banking.

Original CardGuard

 

Enhanced CardGuard

Turn your card off in the event of a misplaced card.

Yes Yes

Set dollar limits on debit card transactions.

Yes Yes

Set geographic locations where your card can be used.

Yes Yes

Enable/disable spending for specific types of merchants.

Yes Yes

Receive real-time alerts on authorized or declined transaction attempts.

Yes Yes

Report your debit card as lost/stolen.

Yes Yes

Activate your debit card.

-- Yes

Change the PIN on your debit card.

-- Yes

Manage and set travel plans.

-- Yes

Quickly add your debit card to Apple Pay® or Google Pay™ on your mobile device.

-- Yes

View your full debit card details.

-- Yes

View which merchants have your debit card information stored online (i.e., online retailers for quick checkout).

-- Yes

View which merchants generate recurring transactions (i.e., streaming services, subscriptions).

-- Yes

View the location, merchant category, and spend details for your debit card purchases.

-- Yes

View merchant information such as locations, website, hours and contact information for your debit card purchases.

-- Yes

Innovative Mobile Banking Solutions

Control is in Your Hands

CardGuard

Powerful Controls

With CardGuard you can also control where your card is used. You can enable or disable spending at certain merchant categories such as retail stores and gas stations, among other merchant locations.

Additionally, you can restrict transactions geographically by blocking all transactions outside the United States or by specifying an area using a map or address. It should be noted that previously authorized, recurring transactions cannot be blocked. Also, Internet-based transactions cannot be blocked using geographic restrictions.

If we cannot determine the type of merchant category or the location of the merchant, we will be unable to block the transaction.

Guard Against Fraud

One of the most useful features of CardGuard is the ability to turn your debit card “off” and “on” again to suspend card activity from occurring on your account.

Getting Started with CardGuard

To begin using CardGuard you need to have access to Online or Mobile Banking. See below on how to enroll in these services. Note that the User ID and Password you select will be used for both Online and Mobile Banking.

Online Banking

  • Visit Online Banking to enroll now. Once enrolled, simply click on the CardGuard icon at the top right-hand side of the page.

Mobile Banking

  • Download the FNB Direct Mobile Banking app from the Apple App Storeredirect png. or Google Playredirect png. After you have downloaded and installed the Mobile Banking app, simply log in and tap CardGuard Controls from the main menu.2

 

Frequently Asked Questions (FAQs)

Use the next section to answer any questions you may have when getting started with CardGuard.

Notices & Disclosures

1 - The downloadable app is free. Your mobile carrier may charge access fees depending on your individual plan. Web access is needed to use the Mobile Banking app. Check with your carrier for specific fees and charges. Message and data rates may apply. Check with your carrier for details. System availability and response times are subject to market conditions.

2 - Apple is a registered trademark of Apple, Inc. Google Play and the Google Play logo are trademarks of Google LLC.

 Redirect icon - By clicking this link you agree to leave FNB's website and will be routed to a third-party app store to access our mobile apps. While FNB controls what is available on our app store listing, we do not control nor is FNB responsible for any products, services or overall content available on these third-party app stores. FNB does not endorse or guarantee the product, information or any third party's website. FNB's privacy policy does not apply to any non-FNB products, services or apps you may access through these sites.

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