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CardGuard™

Imagine having the ability to control and protect your debit card: control how much money can be spent and at what locations, receive real-time alert messages when your card is approved or denied, and even being able to turn your card off and on again in the event it was misplaced or stolen. Now imagine all of these conveniences in the palm of your hand.

Control your FNB Debit Card from Online or Mobile Banking

Now you have the convenience and peace of mind to manage your debit card through both Online and Mobile Banking. Some features are available only in Mobile Banking.

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Mobile Banking Online Banking
Turn your card off in the event of a misplaced card Yes Yes
Set dollar limits on debit card transactions Yes --
Set geographic locations where your card can be used Yes --
Enable/disable spending for specific types of merchants Yes --
Real-time alerts on authorized or declined transaction attempts Yes --

Guard Against Fraud

One of the most useful features of CardGuard is the ability to turn your debit card “off” and “on” again to suspend card activity from occurring on your account.

Innovative Mobile Banking Solutions

Control is in Your Hands

With CardGuard you can also control where your card is used. You can enable or disable spending at certain Merchant Categories such as Retail Stores and Gas Stations, among other merchant locations.

Additionally, you can restrict transactions “geographically” either outside of the United States or by specifying an area on a map or by an address. It should be noted that previously authorized, recurring transactions cannot be blocked. Also, Internet-based transactions cannot be blocked using geographic restrictions.

If we cannot determine the type of Merchant Category or the location of the merchant, we will be unable to block the transaction.

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Getting Started with CardGuard

Getting started with Mobile Banking is quick and easy. Just follow a few simple steps to begin enjoying the powerful features and convenient access of Mobile Banking with FNB Direct.Redirect icon

Frequently Asked Questions (FAQs)

Notices & Disclosures

1 - The downloadable app is free. Your mobile carrier may charge access fees depending on your individual plan. Web access is needed to use the Mobile Banking app. Check with your carrier for specific fees and charges. Message and data rates may apply. Check with your carrier for details. System availability and response times are subject to market conditions.

2 - Apple is a registered trademark of Apple, Inc. Google Play and the Google Play logo are trademarks of Google LLC.

3 - Among Mid-Atlantic regional banks in S&P Global Market Intelligence's "2019 US Mobile Banking Landscape”

Redirect icon - For your convenience, First National Bank (FNB) provides links to third party service providers. By clicking this link you agree to leave FNB’s website and will be routed to a third party site outside the control of FNB. FNB does not provide, and is not responsible for, the products, services, or overall website content available at a third-party site. FNB does not endorse or guarantee the product, information or service on any third party’s website. FNB’s privacy policy does not apply to the linked website; we encourage you to read and evaluate the privacy and security policies of the site you are entering.

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