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    • Dollar Sign Crossed Out in Circle

      No minimum account opening balance

    • Stack of Money

      Your balances earn credits to help offset fees

    • Person

      Free Wealth Management Consultation2

  • An Account that Moves at the Speed of Business:

    This account helps you stay on top of things with the up-to-date information you need. You not only get an activity analysis so you know where you stand, you get an earnings credit based on your investable balance that offsets any account activity charges.

    Key Account Details:

    • No minimum account opening balance
    • Per item fees apply
    • Balances accrue an earnings credit, which can be used to offset fees.1

    Fees and How to Waive Them1:

    • We assess a $29 monthly service charge for this account.
    • Earnings credit can offset monthly service charge and transactional charges.
    • A negative collected balance charge is applicable. If funds have been withdrawn prior to the bank collecting the funds, a fee will be charged for the use of the funds.

    Additional Benefits:

    • Access to F.N.B.'s Wealth Management Professionals for comprehensive investment strategies and long term goal solutions3
    • A free consultation for commercial, personal and employee benefit insurance solutions3
    • Access to assistance for your business banking needs, including a dedicated call center and a Treasury Management Representative

    Benefits For Your Employees:

    • Workplace Banking, an exclusive package discounted financial services for your employees at no cost to you

    Convenient Access to Cash:

    • Surcharge-free cash access at approximately 1,500 FNB ATMs

    Convenient Online Access2:

    • Free paper and online statements with free check images
    • Make convenient deposits at FNB branches, ATMs or through the FNB Business Mobile app
    • Enjoy convenient access and robust capabilities with Business Online Banking, FNB Business Mobile app and Telephone Banking
  • Your Initial Deposit:

    • There is no minimum account opening balance for this account.

    Required Identification:

    Depending on your type of organization, we may need one or more of the following documents when opening your account. These may include:

    • Department of State printout of business registration/Government-issued business license
    • CPA-signed tax return
    • Articles of Incorporation or Articles of Organization
    • Operating Agreement or Bylaws
    • Partnership Agreement

    Optional Items:

    • If you would like to order checks, you may do so during the application process.
    • If you request a debit card when you open your account, it will be mailed to you within 5-7 business days. If you need your card sooner, you can pick one up immediately at your local FNB branch.

With any account, you also get the latest in digital technology:

Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

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Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

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Notices & Disclosures

1 - Consult your local FNB branch for more information regarding the Business Fee Schedule. Fees subject to change.
2 - For the FNB Business Mobile Banking app data and carrier fees may apply.
3 - Investment products are sold by F.N.B. Investment Services; Insurance products are sold by First National Insurance Agency, LLC and its licensed agents.
Investment and Insurance products are: 

Not FDIC Insured No Bank Guarantee May Lose Value
Not Insured by Any Federal Government Agency Not a Bank Deposit

 

Subject to investment risks, including loss of principal amount invested. F.N.B. Investment Services and First National Insurance Agency are subsidiaries of F.N.B. Corporation.

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