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FirstRate Business Savings

Preparing for the future takes earning power. Save more with a FirstRate Savings Account.

The more you save, the more you earn. FirstRate Savings offers a tiered interest rate and immediate access to your funds. Whether you're saving for a future purchase or simply wish to have money set aside for unanticipated expenses, go FirstRate. It's an ideal solution if you need immediate access to your funds, anytime. Simple and easy!

To Schedule an Appointment:

    • Percent Sign in Circle

      Earn interest on your daily collected balance

    • Graph with Arrow pointing upwards

      Higher interest with higher balances

    • Pie Chart

      Interest is compounded quarterly

  • A Great Way to Save:

    Whether your saving for future business expansion or just putting money away for a rainy day, a FirstRate Business Savings from FNB can help you stay prepared for whatever comes next.

    Key Account Details:

    • Earn interest on your daily collected balance
    • With a tiered interest rate, earn more interest with higher balances
    • Interest is compounded quarterly
    • No minimum account opening balance to open at a branch
    • We charge a $5 monthly service charge for this account.3

    No Monthly Service Charge With:

    • $500 or more minimum average daily balance in this account

    Benefits For Your Employees:

    • Workplace Banking, an exclusive package of discounted financial services for your employees at no cost to you

    Convenient Access to Cash:

    • Surcharge-free cash access at more than 1,600 FNB ATMs1

    Convenient Online Access2:

    • Free paper and online statements with free check images
    • Make convenient deposits at FNB branches, ATMs or through the FNB Business Mobile app
    • Enjoy convenient access and robust capabilities with Business Online Banking, FNB Business Mobile app and Telephone Banking

  • Your Initial Deposit:

    • There is no minimum account opening balance for this account if you open the account in a branch.

    Required Identification:

    Depending on your type of organization, we may need one or more of the following documents when opening your account. These may include:

    • Department of State printout of business registration/Government-issued business license
    • CPA-signed tax return
    • Articles of Incorporation or Organization
    • Operating Agreement or Bylaws
    • Partnership Agreement

    Optional Items:

    • If you request a debit card when you open your account, it will be mailed to you within 5-7 business days. If you need your card sooner, you can pick one up immediately at your local FNB branch.

With any account, you also get the latest in digital technology:

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Notices & Disclosures
1 - No more than six (6) transfers and withdrawals, or a combination of such transfers and withdrawals, per calendar month including transfers to another account of the depositor at the same institution or to a third party by means of preauthorized, telephone or automatic transfer, or by check, draft, debit card. Excess Transfer fee of $15.00 will be assessed for each transaction in excess of the prescribed limits. You can make unlimited deposits and withdrawals at a branch or ATM.
2 -For the FNB Business Mobile Banking app, data and carrier fees may apply.
3 - Consult your local FNB branch for more information regarding the Business Fee Schedule. Fees subject to change.

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