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Fair Market Value (FMV) Lease

Affordable leasing in a constantly changing world.

Keeping up to date with constantly changing technology can be a headache to manage. A Fair Market Value Lease, also commonly known as an operating lease, is an affordable way to lease current technology without the issues of outdated or aging equipment.

To Schedule an Appointment:

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      Affordable leasing option

    • Thumbs up icon

      Good for upgrading your technology

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      Fixed monthly payments

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      Purchase, return or upgrade to new equipment at maturity

  • Take the Headache Out of Constant Updates and Upgrades:

    Fair Market Value Lease (FMV) from F.N.B. Equipment Finance can help you manage the high cost of acquiring equipment that quickly becomes outdated, such as computers, servers, communications equipment and other technology-based items.1

    How it Works:

    Often the most affordable way to lease, a FMV lease lets you take advantage of the latest technology without owning the equipment. These leases allow you to use the equipment for a set period of time for a fixed monthly payment. At the end of the lease term, you have options – purchase at Fair Market Value, return or upgrade to new equipment. This type of lease typically does not show up on your company’s balance sheet and you are able to deduct the monthly payments as an operating expense.

    Key Benefits:

    • Affordable leasing option
    • Helps meet the demands of constantly changing technology
    • Fixed monthly payments
    • Purchase, return or upgrade to new equipment at maturity

    Why F.N.B. Equipment Finance?

    Leasing equipment can help your business’s bottom line. And F.N.B. Equipment Finance has the flexible terms, affordable options, and personal service needed for your business.

  • Applying for a Lease:

    Whether you would like to apply online or meet with one of our experts, we have convenient ways for you to get started. You can begin by adding this product to your cart. During the checkout process you can select the option to get started online or set up time to meet with one of our experts.

    Getting Prepared:

    It is helpful if you have the following information available to you during the application process:

    • Business Tax ID
    • Information regarding your desired lease term
    • Name, address and sales person of the vendor you've selected
    • Information about the equipment you'd like to lease

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Notices & Disclosures
1 - All loan products are subject to underwriting/credit approval

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